Wealth Management Services Built for Business Owners and Executives
We offer a comprehensive suite of cash management services to integrate your day-to-day liquidity needs with your long-term ambitions. While great for the occasional payment, these solutions are also an attractive alternative to a traditional bank.
A well-crafted succession plan aims to benefit everybody involved – the departing owner, their family, the business, and the successor. However, organizing and effectively managing your personal and business affairs can be a daunting task when you are building, growing, and running an organization. That’s where we come in. Leveraging Stifel’s robust resources, our goal is to help business owners like you maximize enterprise value.
We offer guidance and support to executives of publicly traded companies as they face the varied, and often complicated, issues relating to ownership of their company’s stock. Stifel is equipped to handle such complex issues as financing the exercise of stock options, financing the taxes due upon the vesting of restricted stock awards and restricted stock units, control and restricted stock transactions, and Rule 10b5-1 plans.
Our investment bank is a leader in the middle market, which gives us a unique perspective on emerging managers on our platform. We also engage with our investment banking group to help evaluate these entrepreneurial companies and participate in offerings when private direct investments are available. If your business is in need of capital to help fuel growth or assistance in realizing shareholder value, Stifel stands ready to provide you with the insight and expertise you require, along with a wide range of investment banking services.
The Stifel Summit Program allows us to serve clients who are seeking investment-related guidance for assets held at a custodian other than Stifel. Clients with assets held away from Stifel that may benefit from a Summit relationship include municipalities, endowments, foundations, Taft-Hartley programs, corporations, and high-net-worth individuals.
Wealth Management Services For Families and Individuals
This is a comprehensive review and planning process that addresses your financial needs. We begin by getting to know you, your family, your career, your hobbies, and other interests, as well as short- and long-term goals. Through our financial resources, we’ll work as a team to clearly define those goals and to develop a customized strategy to pursue them.
At the Adams Reichert Wealth Management Group, we work with your whole family to help with your generational wealth transfer planning.
Generational planning encompasses more than the distribution of your estate to your heirs. It is a process designed to identify the best way to accumulate, preserve, and mitigate risk to your wealth by implementing a plan to meet all of your objectives. A carefully prepared estate plan can help you address lifetime management issues, as well as death transfer issues.
Not only do we help you manage your portfolio, we work directly with you on your investment choices, making sure your portfolio matches your unique investment goals. Click here to view more information on our Investment Approach.
Once you have reached your destination, you will likely want to preserve your wealth for future generations. Proper estate planning can minimize taxes and administrative expenses and ensure that your assets will pass to loved ones and charities according to your wishes. Proactive planning can also ease the burden on your loved ones during a stressful period. Your Stifel Wealth Strategist Report® will calculate the size of your estate and examine the impact of taxes and other estate settlement costs.
There is always the possibility that unforeseen roadblocks can appear on the road to your financial goals. That’s where risk management strategies come into play. Your Stifel Wealth Strategist Report® will help you put a plan in place to help ensure that your family’s needs are met in the event of the loss of a wage earner’s income due to injury, illness, long-term care need, or death. It will examine whether or not your existing disability, life, and long-term care insurance coverage will be adequate in the event of a need and offer suggestions as to how much coverage you may need to preserve your income and assets.
Planning for retirement is one of our primary focuses. We’ll assist you in understanding where you are today, what will be required for retirement, and what you will need to do between now and then. We’ll not only look at your savings and investments, but also Social Security, long-term care expenses, cost of living, and Medicare.
With tuition costs consistently on the rise, planning for such a monumental expense can be quite daunting. We can educate you on specific tax-advantaged investments, college savings plans, and potential estate planning benefits.
We will help you define your education goals, analyze your current situation, and identify a savings program designed to help you accumulate the funds needed to pursue your goals.
We take a collaborative approach to lending, cash management, and trust services to complete your full financial picture. Stifel Bank provides access to a variety of lending program to meet your ongoing liquidity needs. Stifel Trust can help pair you with appropriate third-party trustees for your trust accounts as well as assisting in selecting an appropriate advisory strategy for managing trust assets.
Lending services for clients of Stifel, Nicolaus & Company, Incorporated are performed exclusively by Stifel Bank and Stifel Bank & Trust (Stifel Banks). Stifel Bank, Member FDIC, Equal Housing Lender, NMLS# 451163, is affiliated with Stifel Bank & Trust, Member FDIC, Equal Housing Lender, NMLS# 375103, and Stifel, Nicolaus & Company, Incorporated, Member SIPC & NYSE, each a wholly owned subsidiary of Stifel Financial Corp. Unless otherwise specified, references to Stifel may mean Stifel Financial Corp. and/or any of its subsidiaries. Unless otherwise specified, products purchased from or held by Stifel are not insured by the FDIC, are not deposits or other obligations of Stifel Banks, are not guaranteed by Stifel Banks, and are subject to investment risk, including possible loss of the principal.
Trust and fiduciary services are provided by Stifel Trust Company, N.A. and Stifel Trust Company Delaware, N.A. (Stifel Trust Companies), wholly owned subsidiaries of Stifel Financial Corp. and affiliates of Stifel, Nicolaus & Company, Incorporated, Member SIPC & NYSE. Unless otherwise specified, products purchased from or held by Stifel Trust Companies are not insured by the FDIC or any other government agency, are not deposits or other obligations of Stifel Trust Companies, are not guaranteed by Stifel Trust Companies, and are subject to investment risks, including possible loss of the principal invested. Stifel Trust Companies do not provide legal or tax advice.